The Professional team of The Equity Experts is all about protecting you, and offering you services around the clock. Yes, around the clock. We literally have investors who prefer not to be called until late in the evening or even in the middle of the night. We do it. Weekends? No problem. We attempt to make your relationship with us as convenient as possible. Seven-days-a-week if necessary.

Likewise, we work diligently to protect you in your investments. Because investments made through a mortgage broker are not guaranteed to perform, nor are they insured by any outside agency such as the FDIC, we understand how important it is to help you thoroughly evaluate your risk in each investment opportunity we present. In fact, we've even helped with projects that come to our investors through other companies - free of charge.

As part of our policy and investor protection protocol, we always set up Trust Deed and Private mortgage loans directly in the name of the investor - according to the percentage of ownership you hold in the deed. We never touch your money. Your funds stay in your control until placed directly into escrow at funding. We also set up a third-party escrow-based collection account for the monthly collection of payments related to your loan. This creates one more level of security for your investment. Likewise, just as if it were our own money, we stay very close to your investment, making sure that everything is moving accurately and profitably for you.

Development and Construction:

Although many funding entities today do not like development and construction loans, we actually have found them to be some of the most reliable sources of high-yield returns that we can offer our investors.
In the event of development or construction loans, we use third-party, licensed builder control oversight companies to maintain each step of the construction process, releasing funds in draws after all accounting and inspections have been approved by the control agent.

What we want for YOU:

Very simply, it is our goal to find the best loans for you. We pre-qualify the borrowers, we do initial due-diligence (to be partnered with your own), match the project to your profile, and send you an investment summary.

Because we work with so many investors, we must attempt to keep everyone "fed" with opportunities to invest. Therefore, we typically send a loan summary to 1-3 investors at a time. So, if you are interested in a project, especially if you want to fund it in its entirety, then a quick response regarding your interest is critical.
Once you've chosen to fund an investment, we assign that investment to you, and we no longer "market" the opportunity. You are never obligated to fund a project - and can even pull out up to the day of funding escrow. However, such behavior should be rational and justifiable, or receipt of future investment opportunities could be jeopardized.

Something we want to iterate and reiterate:

All escrow charges, fees, servicing etcetera are paid by the borrowers. Our investors pay no part of the fees, unless they choose to for some reason.
Once you have funded a loan, we also continue our service. In the event of a late payment, we work with the escrow company to get your payment and all late charges collected. Additionally, in the rare event of default, we will work beside you and the escrow trustee to facilitate the legal process until the borrower either reconciles the issue or the property goes to foreclosure auction. In the event a property reverts to you, due to a lack of sale at auction, we will work with real estate agents to get the property sold on your behalf for the highest possible return on your investment. Our fees come out at the end, and won't cost you anything if for some reason a property does not return at least your initial investment.

Other services we offer at no charge to our investor:

Loan extensions:
When a loan has come due and the borrower requests an extension, it is important that new information be compiled on the property. As such, we will:
a) check property records for new liens
b) modify and file documents to reflect new terms
c) confirm updated title insurance
d) confirm current/updated fire/hazard insurance
e) complete extension paperwork
f) set up escrow payment collections
g) service the loan

Construction oversight:
On all construction/development loans, prior to the release of any draw, we will always work with the builder's control agent to verify that all building inspections were passed by the county, check for new potential mechanics liens, verify that all payments to you are current, all work has been visually inspected and to snap progress photos.
We also require that the improvements be measured to confirm proper square footage, that all unpaid bills related to the project be reported, and that we have a copy of any permit sign-off cards.

THE EQUITY EXPERTS' PROMISE
We personally stand behind all work performed on every investment orchestrated by us unless altered, modified, extended or changed by someone other than us. Investing does carry certain risks. No Private loan consultancy can possibly guarantee your investments against depression, earthquake, war, flood, natural disasters, and other acts of God, as well as items not covered by title or fire insurance. In other words, we will continue to stand behind every aspect of OUR work the best we can.
Additionally, we promise that we will work diligently to assist in the process of re-selling any property or asset that any private lender of ours may ever have to take back in an occasional default until that property is sold. It is our goal that you should rarely have to spend any money on a loan, including those few that may go bad, however there are times when it is necessary. Understanding this, The Equity Experts will do our best to minimize any costs to our investors at all levels of the investment process, but cannot be financially responsible for any part of an investment.

As a team of professionals who understand private equity lending, its laws, regulations and benefits, The Equity Experts is the perfect solution for your investing portfolio. If Trust Deed and mortgage investing is good enough for huge multi-national banks, insurance companies and private mutual funds, why isn't it good enough for you?

Learn more, or complete an investor profile sheet below, and we'll follow up with you directly.